Our model of American commerce, structured for institutional use. 3.7 billion transactions a month, modeled into usable insights. Built for the funds, desks, and protocols that need spending truth at production depth.
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Our model of American commerce, open to query.

3.7 billion transactions a month, queryable at machine speed.

The infrastructure the biggest funds built in-house, open to query.

Build on verified consumer spending,
by API or contract SDK.

Amplify your data with context.

The competitive landscape at transaction resolution.
The Spend Graph
Figures reflect trailing 30-day observed volume; revised as settlement data clears. Panel-based estimates, subject to restatement.
Our model of American commerce, structured for institutional use. 3.7 billion transactions a month, modeled into usable insights. Built for the funds, desks, and protocols that need spending truth at production depth.
Learn More
The Spend Graph, straight into your own stack. Query spending by merchant or category, for any place and any day, over a plain API. Agents will get the same record as MCP tools and pay per call, no key and no signup. The API is in early access now.
Read the Docs
“We are in the midst of a revolution, the most complete, unexpected, and remarkable of any in the history of nations.”John Adams